





|
Share rates effective
December 31, 2011
Share certificate rates effective February 8, 2012
Rates are subject to change
Share
|
Description |
Minimum |
APY* |
|
Share |
$300 |
.21% |
|
Nest Egg |
$300 |
.21% |
|
Vacation |
$300 |
.21% |
|
Christmas Club |
$300 |
.21% |
|
Money Saver |
$1,000 |
.21% |
Regular Share Certificate
|
Term |
Minimum |
APY* |
|
12 Months |
$500 |
1.10% |
|
18 Months |
$500 |
1.18% |
|
|
  |
  |
IRA Share Certificate
|
Term |
Minimum |
Rate |
|
12 Months |
$500 |
1.10% |
|
24 Months |
$500 |
1.25% |
|
|
  |
  |
* Annual Percentage Yield
|
 |